Thousands of households across the UK could receive up to £600 in cost of living support this year—even if they’re not claiming any benefits. The support comes under the Household Support Fund, which has been extended by the Department for Work and Pensions (DWP) into 2025.
The fund, which is distributed by local councils, is designed to help residents facing financial pressure from rising bills, food prices, and other essentials. Crucially, you don’t need to be on Universal Credit or other benefits to qualify.
How the Scheme Works
The Household Support Fund is devolved, meaning each council sets its own eligibility rules and payment amounts. Some areas offer higher payments based on family size or specific hardship conditions.
For example, the London Borough of Richmond is awarding:
- £300 for households with one or more adults
- £500 for households with one child
- £600 for households with two or more children
To qualify, you must be over 18, live in the Richmond borough, and explain how the cost of living crisis is affecting you. This may include job loss, reduced income, benefits delays, or health-related financial difficulties. Applications can be submitted online via richmond.gov.uk.
Other Areas Also Offering Cash Support
Across England, several local councils are also issuing one-time payments:
- Enfield: £250 payments for households with income below £40,000 and savings under £1,000
- Doncaster: £100–£300 based on number of children, for those receiving Child Benefit
- Manchester: £130 for households on Council Tax Support and a disability benefit like PIP or DLA
Some councils require applicants to be on specific benefits, but others—like Richmond—do not. According to government guidance, local authorities have discretion to help those not receiving benefits if they are facing genuine hardship.
How to Check Eligibility
To find out what your local council is offering, visit the official UK Government portal here:
🔗 https://www.gov.uk/find-local-council
This will take you to your council’s website, where you can check local rules, payment amounts, and how to apply.
Why It Matters
With inflation, rising energy bills, and ongoing economic uncertainty, even households not typically considered low-income are feeling the pressure. The Household Support Fund is a critical safety net—offering help to those falling through the cracks of traditional benefits systems.
If you’re struggling with daily costs, check if your area is offering support—you could receive hundreds in tax-free payments.