The final round of Social Security April 23 payments is set to go out on Wednesday, April 23, 2025. These payments will benefit retirees, SSDI recipients, and survivors born between the 21st and 31st of any month. This distribution follows earlier April payouts and includes the 2025 Cost-of-Living Adjustment (COLA), offering a 2.5% boost to monthly checks. Whether you’re waiting for your retirement benefit or SSDI, here’s everything you need to know about eligibility, payment amounts, and important updates.
On Wednesday, April 23, 2025, the Social Security Administration (SSA) will disburse payments to retirees, SSDI recipients, and survivors born between the 21st and 31st of any month. This marks the final round of April payments, following earlier distributions for beneficiaries born earlier in the month. Here’s what you need to know:
April 2025 Payment Schedule
| Payment Date | Recipient Group | Benefit Type |
|---|---|---|
| April 3 | Pre-May 1997 enrollees | Retirement, SSDI |
| April 1 | All SSI recipients | Supplemental Income |
| April 23 | Born 21st–31st | Retirement, SSDI, Survivors |
Who Receives the April 23 Payment?
- Retirees: Born between the 21st and 31st of any month.
- SSDI Recipients: Disabled workers meeting birthdate criteria.
- Survivors: Spouses/children of deceased beneficiaries.
Note: Payments are automatically deposited into bank accounts or loaded onto Direct Express cards.
2025 COLA Increase: Boosting Benefits by 2.5%
The 2.5% Cost-of-Living Adjustment (COLA) took effect in January 2025, countering inflation. Here’s how it impacts average benefits:
| Beneficiary Type | Pre-COLA Average (2024) | Post-COLA Average (2025) |
|---|---|---|
| Retired Workers | $1,933 | $1,980 |
| SSDI Recipients | $1,537 | $1,580 |
| Survivors | $1,505 | $1,547 |
| SSI Individuals | $698 | $715 |
Maximum SSDI Payout: Up to $4,018/month for high earners delaying retirement until age 70.
Exceptions to the April 23 Schedule
- Pre-1997 Beneficiaries: Paid on the 3rd of each month (April 3 in 2025).
- SSI Recipients: Receive payments on the 1st, unless impacted by weekends/holidays.
- Dual Enrollees: SSI arrives on the 1st and Social Security on the 3rd.
Critical Reminders for Recipients
- Update Personal Information: Report life changes (marriage, divorce, address) to the SSA via your my Social Security account.
- Fraud Prevention: The SSA never requests fees via gift cards or wire transfers. Report suspicious calls to 1-800-772-1213.
- Switch to Electronic Payments: Paper checks are phased out. Enroll online through the Treasury Department.
Why Timing Matters?
For many, these payments cover essentials like rent, utilities, and groceries. As retiree Martha Lopez shared: “The April 23 check lets me breathe easier at month’s end.” Delays? Check your account or contact your bank first.
Looking Ahead: May Payment Dates
- May 8: Born 1st–10th
- May 15: Born 11th–20th
- May 22: Born 21st–31st
SSI recipients will receive their May payment on May 1.