If you receive Social Security benefits and your birthday falls late in the month, your April payment could be hitting your bank account today. The Social Security Administration (SSA) is sending out its final round of monthly payments on Tuesday, April 23, exclusively for beneficiaries in Group 4.
This last disbursement of the month includes retirees, disability recipients (SSDI), and Supplemental Security Income (SSI) beneficiaries who meet specific criteria. For many, this payment is a lifeline—helping to cover housing, groceries, healthcare, and daily necessities.
Who Gets the Social Security Payment on April 23?
Not everyone is in Group 4, so it’s essential to know if you qualify for today’s payment. To be eligible for the April 23 Social Security deposit, you must meet BOTH of the following conditions:
- Started receiving Social Security benefits after May 1997
- Your birthday falls between the 21st and 31st of any month
If you meet both of these requirements, you’re scheduled to receive your Social Security payment today—as long as your account information with the SSA is up to date and you’ve chosen a direct deposit method.
How Will I Receive My Social Security Payment?
Most beneficiaries receive their funds via Direct Deposit, which is the fastest and most secure way to get your monthly check. If you’ve already set this up, you should see the funds deposited directly into your account today, April 23.
If you’re using the Direct Express debit card, you can check your balance using the mobile app or customer service line. Those receiving paper checks or who recently changed banks may experience slight delays depending on mail delivery or bank processing times.
How Much Will You Receive?
While some retirees receive the maximum benefit of $5,108 per month in 2025, this amount is typically reserved for those who:
- Waited to retire until age 70
- Had a long, high-earning work history
- Paid into the system consistently
Most monthly payments in 2025 fall between $1,800 and $2,500, depending on individual earnings and work history.
Didn’t Receive Your Social Security Payment Today?
If you’re in Group 4 and expected your payment today but haven’t received it, here are the steps you should take:
- Wait a few hours – Sometimes, bank processing can delay availability.
- Check your “My Social Security” account at www.ssa.gov for real-time updates on your benefit status.
- Call the SSA at 1-800-772-1213, Monday through Friday, if your payment hasn’t arrived within 24 hours.
Payment issues can happen due to:
- Incorrect bank account or routing numbers
- Expired cards (for Direct Express)
- Changes in address or payment method
- System errors or processing delays
Prompt action is key. The SSA has processes to correct missing or delayed payments, but the sooner you report it, the faster it can be resolved.
Why Payment Dates Vary
Social Security payments are split across the month to prevent overwhelming the system. Here’s how the SSA divides payment groups:
- Group 1: Received benefits before May 1997 – paid on the 3rd
- Group 2: Birthdays 1st–10th – second Wednesday
- Group 3: Birthdays 11th–20th – third Wednesday
- Group 4: Birthdays 21st–31st – fourth Wednesday (today)